Wife Not Entitled to Insurance Money if Not Contributed by Deceased Husband: Madras HC

It is not necessary to mention here that if the deceased has already declared the nominee and if that person falls under the category of heir-class who is not the father, then there may be no problem in paying the maturity amount.

The wife will not be entitled to a legal share of the insurance, if her late husband does not pay the premium, the Madras Supreme Court has ruled. Judge S Vaidyanathan handed down the decision while appealing for an injunction on G G Asha, the wife of Ganesh Raja of Veppampattu in Tiruvallur, most recently.

The judge said he wanted to know who had paid all the money until Ganesh Raja, either her father-in-law or her late husband, died. Until the fact of who paid the insurance premium and whether one pie donated by the deceased or not is known, the court cannot rule on the claimant’s right to claim the maturity amount, the judge said.

In the unlikely event that the deceased husband did not pay the fine, there is no reason for the wife to claim her share, he said. “There is no doubt that it is true that the wife, mother and children are the heirs of the deceased-I-class and not the father. as with any other person, including class Iirs, “the judge added.

It is not necessary to mention here that if the deceased has already declared the nominee and if that person falls under the category of heir-class who is not the father, then there may be no problem in paying the maturity amount. In the current case, if the wife’s father-in-law is able to determine that he is the only one who paid all the NEFT / RTGS / Transfer payments, except for his son’s name, then there is no remedy for the claimant and he is not guilty at all, judge.

He then instructed the LIC to forward the order to all its branches in Tamil Nadu and to collect the details of the same cases and release them before the court on June 28, the next day of the counter hearing.